— Research Notes —
Agentic AI in Banking: Questions to Settle Before Deployment
Scope of action, decision trace, timing of control, and exit path. The four questions an architecture needs to handle before deploying an agent capable of acting on its own inside a regulated environment.
Cloud Sovereignty as an Architectural Requirement
Why sovereignty is a demonstrable system property: control plane governance, auditable isolation, ex-ante policy enforcement, and operational reversibility.
Zero-Trust Architecture: The New Standard
Why single-tenant architecture is the only viable response to the obsolescence of multi-tenant SaaS. Implementation guide for Evidence Layer (WORM) and post-quantum cryptography in financial workflows.
The Blind Spot in DORA Article 30
Analysis of the structural vulnerability in outbound SMTP flows under DORA operational resilience requirements. Why passive monitoring fails and how ex-ante governance ensures compliance.
Quantifying Operational Revenue Leakage
Statistical analysis of 'The Invisible Pipeline' and the 15.8% revenue leakage in investment banking. Correlation between email semantic blindness and MRR/ARR loss.